Services We Offer

Business Insurance

Many of our clients rely on us to help them decide which coverages are right for their business. We offer a wide range of products including those listed below.

Property and Liability
Property and Liability for your business and the work that you do. Regardless of whether your business is manufacturing, contracting, retail, wholesale, construction or service, we can find and tailor a program to match your needs.

Commercial Auto
Enhanced coverage for the vehicles used in commercial businesses.

Health Insurance
Small and large group health insurance for your business.

Business Life Insurance - Key Person Life Insurance, Key Person Disability, Executive Bonus, Buy / Sell Planning, Business Continuation Planning
You have sacrificed to build your business to where it is today. Planning for the unexpected can help keep you on target.

Employee Retirement Planning
Your employees are your most valuable resource. Encourage long-term employment with properly implemented employee benefits.

Professional Liability
Profit and non-profit business entities need Professional Liability and Director's and Officer's Liability coverages. Today's society puts high demands on your actions. Failure to perform can lead to costly litigation and settlements.

Employer's Practices Liability
Statistics show an Employer is more likely to have an employment claim than a Property or General Liability claim. Sexual harassment claims have more than doubled in the past 8 years. Jury awards in 1990 were $168,000. Jury awards in 1996 were $300,000. Why take a risk like this as a small employer?